Company
Meet Curtis Kloc
The advisor transition industry sits at the intersection of financial advice, operations, compliance, technology, and business ownership. Very few people have spent meaningful time working in all of those worlds.
Curtis Kloc founded Continuity Transition Services after seeing firsthand that advisors often spend months deciding where to go, yet far less time planning how to get there. While the decision to transition is strategic, the outcome is almost always determined by execution.
Continuity was built to help advisors navigate that execution with confidence.
Experience as a Financial Advisor
Before founding Continuity, Curtis worked as a licensed financial advisor with American Express Financial Advisors, H&R Block Financial Advisors, and AIG Royal Alliance.
During his advisory career he held Series 6, Series 7, and Series 63 securities licenses and helped individuals, families, and business owners build comprehensive financial plans.
His experience included retirement planning, investment management, insurance planning, business retirement plans, education funding, estate planning coordination, and long-term wealth management.
- Retirement Planning
- 401(k) Plans
- SEP IRAs
- SIMPLE IRAs
- Traditional and Roth IRAs
- 529 College Savings Plans
- Life Insurance
- Disability Insurance
- Long-Term Care Planning
- Trust-Owned Accounts
- Inherited Retirement Accounts
- Small Business Planning
That experience created an understanding of how advisory businesses actually operate and what is at stake during a transition—not simply assets under management, but decades of trusted client relationships.
Twenty Years Building Businesses
Following his advisory career, Curtis spent more than two decades building businesses across multiple industries.
That entrepreneurial experience shaped the way he views advisor transitions.
Launching an independent RIA is more than changing firms. It is becoming a business owner. Advisors suddenly become responsible for marketing, positioning, operations, technology, compliance coordination, business development, and long-term growth.
Having built businesses himself, Curtis understands those challenges from the perspective of an owner—not simply an observer.
A Broader Perspective
Curtis's background extends beyond advisor transitions into areas that frequently affect complex transition projects, including trust administration, inherited accounts, retirement account operations, business planning, digital marketing, local search, website strategy, and AI visibility.
That broader experience allows Continuity to help advisors think beyond paperwork and account transfers toward building a stronger independent business.
Why Continuity Exists
Most organizations help advisors decide where to go.
Continuity helps advisors successfully get there.
The company specializes in transition execution—the operational work that determines whether clients remain confident, paperwork is accepted the first time, assets transfer efficiently, and recurring revenue is protected throughout the process.
The Philosophy Behind the Company
Advisor transitions rarely fail because someone chose the wrong destination.
They fail because execution was underestimated.
Successful transitions require preparation, communication, accountability, visibility, and disciplined project management. Those principles became the foundation of the Continuity Method and continue to guide every engagement.
Areas of Expertise
- Advisor Transition Management
- Transition Execution
- RIA Launches
- Broker-Dealer Transitions
- Custodian Transitions
- Financial Planning
- Retirement Planning
- Trust & Estate Operations
- Inherited IRA Administration
- Business Strategy
- Marketing & Positioning
- Local SEO
- AI Search Visibility
- Knowledge Architecture
- Operational Process Design